Estimated repayment
$3,321.43
per month
- Weekly
- $766.48
- Fortnightly
- $1,532.97
- Total interest
- $19,571.52
- Total repaid
- $119,571.52
Estimates exclude fees, balloon or residual amounts. Actual repayments are set by the lender after assessment.
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A calculator uses the rate you type in. The matching engine uses the rate lenders will actually offer your business.
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Your best-fit products
Working Capital Loan Best match
~14.7% p.a.Bridging receivables and short-term shortfalls.
- Amount
- $75,000
- Term
- 24 months
- Est. monthly
- $3,624.47
- Est. total interest
- $11,987.18
Establishment 1% – 3% of the loan amount · ongoing $0 – $30 per month · funding 24 hours
Get this quoteUnsecured Business Loan
~13.4% p.a.Working capital, stock, payroll and cash flow gaps.
- Amount
- $75,000
- Term
- 24 months
- Est. monthly
- $3,581.23
- Est. total interest
- $10,949.46
Establishment 1% – 3% of the loan amount · ongoing $0 – $30 per month · funding 24 – 48 hours
Get this quoteBusiness Line of Credit
~13.5% p.a.Seasonal swings and unpredictable expenses.
- Amount
- $75,000
- Term
- 24 months
- Est. monthly
- $3,582.22
- Est. total interest
- $10,973.19
Establishment 0% – 2% on the approved limit · ongoing interest on drawn funds only, $0 – $25 per month · funding 24 – 48 hours to the limit
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Indicative only. Rates shown are current Australian market ranges for each product type and exclude fees and balloon amounts. Your final offer is set by the lender after assessment.
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Calculator FAQs
How are business loan repayments calculated?
Repayments use the standard amortisation formula: the monthly repayment equals P × r ÷ (1 − (1 + r)^−n), where P is the loan amount, r is the monthly interest rate and n is the number of months. Weekly and fortnightly figures are derived from the annual total.
Is this calculator an offer of finance?
No. It is an estimate only and excludes establishment fees, ongoing fees and any balloon or residual payment. Actual repayments are set by the lender after assessment.
What interest rate should I use?
As a guide, secured equipment and vehicle finance commonly prices well below unsecured funding, while short-term unsecured loans for newer ABNs price higher. Run your real profile through the matching engine to see actual rates rather than assumptions.
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